It took 6 long years but, I am totally credit card debt free!I started this journey in late 2014 after grad school. Back then, I found myself with a little over than $5k in credit card debt, no job (or savings) and in need of a new apartment – not the best place to be in. Needless to say I’m living proof that you can battle credit card debt while also being broke. I will admit that things did get harder once I was laid off in 2015 from one job and then being furloughed in April from another. However, I still managed to reach my goal. Of course, everyone’s financial situation is different, but, I want to share what helped me get to this point as I know it could prove to be helpful for people dealing with the same issue during this pandemic. Continue reading
Like most people (I like to think that I’m not the only one that does this) I make grandiose goals for myself. Its not even something I do at the start of a new year as a resolution, but just in general as a way to motivate me. So I struggle whenever I don’t meet the expectations I set for myself. It is very unlikely that I will stop this habit any time soon, yet even with the challenges thrown my way and my disappointments (of which there were MANY in 2019), I took the time to celebrate the small victories I had in the decade that was my twenties.
Given my history with anxiety, depression and suicidal idealization (all of which are topics that I hope to cover on here soon), I never expected to even make it to my current age, let alone enter another decade of life. And that’s what makes 2020 and turning thirty so frightening to me.
Even so, I have a whole new set of goals in mind for this year and the rest of this new decade. I figure sharing some of them will help keep me honest and maybe motivate anyone that may be starting the year off on a bit of a low point to look at what comes next as chance for self-growth and greater adventures. Continue reading