It took 6 long years but, I am totally credit card debt free!I started this journey in late 2014 after grad school. Back then, I found myself with a little over than $5k in credit card debt, no job (or savings) and in need of a new apartment – not the best place to be in. Needless to say I’m living proof that you can battle credit card debt while also being broke. I will admit that things did get harder once I was laid off in 2015 from one job and then being furloughed in April from another. However, I still managed to reach my goal. Of course, everyone’s financial situation is different, but, I want to share what helped me get to this point as I know it could prove to be helpful for people dealing with the same issue during this pandemic. Continue reading
With a blog that has “thin wallet” right on the title you would think that my shopping routine would have been something that I would have covered already. I may be behind but given the fact that we have just entered fall and entering the holiday season this seems like a great time to breach this subject.
Fair warning, my shopping routine does involve a lot of footwork other than just going through the sales and clearance sections both online and in-store, but considering the abundance of clothes that are currently stuffed in my closet and armoire I have to say that it is worth it.
Disclaimer: While this is indeed a process there really isn’t an order to my methods save for the first and last items on this list .